Clarity comes before a commitment

My Fair Lending is a free referral and educational website for people exploring personal loans. Our role is to explain the questions behind an offer: what you receive, what you repay, which fees apply and who you are dealing with. We do not make loans, credit decisions or loan offers, and we do not broker loans.

A loan offer deserves a clear explanation of its costs and conditions. We focus on the questions you can ask about a lender's written terms, without promising approval, a particular rate or a funding date. Decisions and terms belong to the lender, and availability varies by state, lender and individual circumstances.

A referral is a starting point. It does not establish eligibility or mean that an offer is suitable for you. Before sharing personal information or accepting an agreement, read the receiving company's privacy notice and the lender's full disclosures. Our educational pages are general information rather than personalized financial or legal advice.

Loan availability and terms vary by state, lender and credit profile. Some products are not offered in every state. We do not broker loans, set lender terms or guarantee an offer. Review the lender's complete disclosures before accepting an agreement.